25 Oct
Mogale Solution Providers
Gauteng
To perform detailed quantitative and qualitative credit analysis and insightful reporting with recommendations. In addition, contribute to the management of the companies Credit Risk by providing information and analytical support for the effective monitoring and control of risk exposure
Reporting:-
- Produce accurate risk reports with commentary and in the correct format.
- Perform credit and background searches on applicant companies and the entrepreneurs and directors and prepare a credit and background checking report.
- Rate transaction using the risk rating model.
- Run the pricing model to propose a final deal pricing having considered risk ratings.
- Support continuous development of credit risk capability through feedback in discussions and observations in different forums as appropriate.
- Recommend improvement actions where appropriate.
- Support the building and development of credit metrics, as well as projects to deliver credit risk control.
- Attend credit committees.
- Perform other ad hoc duties as requested.
Qualification Requirements:-- Bachelor's degree in Finance or Risk- Minimum 3 years of working experience in the Credit Risk environment
Personal Attributes:-
Cognitive Competencies-
- Analysis and Attention to detail
- Conceptual/Big Picture thinking
- Focused and Sustained attention
- Problem solving
- Tolerance of ambiguity
Intrapersonal Competencies-
- Excellence/ Quality Orientation
- Rule Orientation
- Ethical Judgement
- Flexibility
- Drive and Results Orientation
- Time and Self-Management
Interpersonal Competencies-
- Time and Self-Management
- Interpersonal Agility
- Building relationships
- Teamwork
- Engaging diversity
Communication Competencies-
- Conflict Management
- Presentation and Facilitation
- Verbal and Written Communication (incl. Listening)
Functional Competencies-
- Commercial and Financial Acumen
- Process and Technological Competence
- Safety and Security Orientation
- Mathematical Acumen
Desired Skills:
- Credit Risk environment experience
- Credit risk management understanding
- Report writing
- SQL
- MS WORD
- EXCEL
Desired Qualification Level:
- Degree