Commercial Insurance Sales Executive

Commercial Insurance Sales Executive

Minimum requirements:

- Must be fully bilingual in Afrikaans and English.
- 8 years in the insurance industry.
- 5 years exp. Commercial and Personal lines.
- Updated Date of First Appointment.
- Short-term Insurance qualification.
- RE 5 Certification.
- Product Specific Training.
- Class of Business Commercial and Personal Lines.
- CPD hours in the current cycle.
- Extensive knowledge of all classes of insurance and related products.
- Proven sales and marketing track record in Insurance.
- Experience with insurance systems such as Flexi and Cardinal 360

Personality traits:

- Excellent communication skills.
- Attention to detail.
- Strong negotiation skills.
- Good administration skills.
- Analytical and decision-making skills.






- Sound knowledge of Insurers and insurance products.
- Time management.
- Ability to work under pressure.

Duties and responsibilities:

- The Commercial Insurance Sales Executive primarily focuses on identifying potential clients, presenting them with suitable product proposals and confirming policy sales.
- Build relationships with clients to ensure retention of business and facilitate new business.
- Complete and accurate administration related to all policies and clients.
- Client base developed by actively networking to identify potential clients.
- Client needs are analysed through interviews and/or inspections.
- Features, advantages, and disadvantages were fully explained to clients and sales were closed.
- The best product(s) identified and proposed to the client.
- Premiums are calculated, and payment methods are established.
- Premiums, refunds, commissions, adjustments and new reserve requirements are calculated using insurance rate standards.






- Risks are determined through inspections and/or analysis of data.
- Policy requirements such as documentation and medicals are fulfilled.
- Worksheets prepared for policies and entered into the computer system.
- Initial premiums collected and receipts issued in conjunction with the accounts department.
- The insurance agent and accounts department are notified timeously of policy cancellations.
- The underwriter was informed that existing policies and claims were updated to reflect changes.
- Clients are notified of any changes by the insurer and vice versa.






- Insurer knowledge with respect to products offered is maintained.
- Ideas proposed for new products.
- Competitor information gathered and communicated.

▶️ Commercial Insurance Sales Executive
🖊️ Cape Town - 4 hours ago
📍 Cape Town